Real estate investing can be a haven during uncertain economic times. Values do not trend with the stock market and can serve as a hedge against inflation. The challenge is often not whether it is a good time to add real estate to your portfolio but where is the best
A commercial apartment complex ranges from $4M to $60M, depending on the market, size, and condition of the building. The national average for a 50-unit apartment building is $11M. Well beyond the financial means of most investors. For many, real estate syndications open the door to these larger opportunities. You
Solo or individual 401ks are popular retirement accounts for freelancers and self-employed individuals. You may contribute up to $61,000 per year (2022) through employer and employee contributions. It also has attractive benefits like the ability to borrow from the account. You can establish both a Traditional and Roth version, giving
Designated retirement accounts create an investment vehicle with tax-preferred treatment. One of the most popular is the company-sponsored 401k. But you might also qualify for a Solo 401k, which is tailored to entrepreneurs and provides additional opportunities to set aside funds in tax-preferred accounts. Here’s what you need to know
The IRS permits tax-preferred retirement accounts to hold alternative investments, including real estate, syndications, and business investments. To expand your retirement portfolio beyond the stock market, you must open a self-directed account. You can accomplish this through a self-directed IRA or self-directed Solo 401k. While both are retirement accounts, significant
Self-directed IRAs create a tax haven for investing retirement funds in alternatives outside the stock market. It allows you to shelter gains while opening the door to investment opportunities not available in conventional IRA accounts. If you are interested in expanding your retirement portfolio, you need a self-directed IRA. Alternative
Real estate is one of the most popular alternative investments available. It can be a low-risk option that improves portfolio diversification and reduces volatility while providing reliable income and capital gains. The challenge is the high cost of entry. Whether individually or through syndication, real estate purchases often require a
Pensions are becoming rare, making IRAs and company-sponsored investment plans essential for retirement planning. The challenge is that most accounts include significant restrictions on how you can invest contributions. For example, company-sponsored plans, like 401ks, tend to offer a dozen or so mutual funds, making it difficult to diversify adequately.
With employees changing jobs about every four years, there are many opportunities to roll over company-sponsored retirement accounts into an IRA. And yet, most employers do not provide information about when and how to transfer account funds. The reality is if you have investments sitting in retirement accounts with a
